Client Review on Credit Service Company, Inc.

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These people are absolute crooks. They reported a debt that I did not owe to the credit bureaus without ever attempting to contact me. When I called them they said that they intentionally did not contact me because I live in Oregon and they are not licensed to do business in Oregon, so they just went ahead and reported to my credit. If this is not directly against the law, it is certainly against the spirit of the law. If calling a person or sending a letter to them really is "doing business" in another state, they should never have agreed to collect this debt. The credit bureaus have all removed it from my credit, but I now get to pay a higher interest rate for 30 years thanks to these unethical jerks.