About - ShareBuilder 401k

Rob Younger, CEO
PO Box 459 | Rhode Island, United States, 18222

ShareBuilder 401k is a subsidiary of ING DIRECT, the nation's largest direct bank.

We are part of an exciting mission to inspire Americans to become a nation of savers.We launched ShareBuilder 401k in 2005 with a pioneering, new breed of online retirement plan designed to serve America's small businesses.rnrnShareBuilder 401k brings together leading on-demand technologies with a smart index-based approach to investing. Our 401(k) plans are supported with fully licensed 401(k) Consultants and Customer Success Managers to help serve employers and participants at the highest level.

ShareBuilder 401k Reviews

Featured Review

Helpful (0)

Will Mucha
Will Mucha

  • 1 contributions

  • 0 helpful votes

A lot better options are available. Only take for the employer contributions but beware.
Overall Feedback:

The only way to go with this investment option is if your employer contributes. But beware, your employer is in control of the account and has the ability to change terms whenever they want. It took me 2 months to receive a distribution check after leaving my employer because said employer has to sign off on the distribution. Once I received my check it was for less than my balance. Of course it's reasonable to expect a distribution fee, which in this case was $75, however even more money was withheld. I was advised that it was due to not being fully vested with my company because of time on the job. My employer had entered I was with the company for 2 years when in fact I had 5 years of continuous service with no disruptions. There are legal avenues that can be taken in these situations, that step shouldn't have to be taken. I have had multiple 401K's with other employers, IRA's, and investment accounts. My advice is stay away from this due to the employer ability to manipulate and control your accounts and the company's inability to provide adequate customer service and explanation on the how/when/why's.

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